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A Texas agent is selling a new life policy that will replace the applicant's existing life coverage with another insurer. Under the Texas rules governing replacement of life insurance, what must the agent do?
47.3%
of first-time Texas Life candidates passed in 2025. More than half did not.
56.8%
first-time pass rate, Texas Life & Health (2025)
59.0%
first-time pass rate, Texas Property & Casualty (2025)
44%
overall pass rate, Florida 2-15 Life & Health (June 2026)
Sources: Texas Department of Insurance data as analysed by Aceable (2025); Florida Department of Financial Services exam performance summary, June 2026.
Pick your exam.
Each bank follows the current outline for that state and license line. The free questions work without an account.
Texas Life & Health
Life, health and annuities · flashcards · study guide
Start freeTexas Life
Life insurance and annuities · flashcards · study guide
Start freeTexas Property & Casualty
Property and casualty general lines · flashcards · study guide
Start freeFlorida Life & Health2-15
Life, health and annuities · flashcards · study guide
Start freeFlorida Life2-14
Life insurance and annuities · flashcards · study guide
Start freeFlorida Property & Casualty2-20
Property and casualty general lines · flashcards · study guide
Start freeCalifornia Life
Life insurance and annuities · flashcards · study guide
Start freeState requirements: Texas · Florida · California
By license line: Life & Health · Property & Casualty
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Questions
Common questions
Do I need to pay or create an account to try it?
No. The free sampler requires no account and no payment. Every free question includes the full explained answer so you can evaluate the quality before you decide to sign up.
Are these the real state exam questions?
No. Statewise writes original questions pinned to the current official exam outline for each state and line. Original, outline-pinned questions let us verify accuracy and keep the bank current - a leaked or memorised dump goes stale the moment the outline changes.
How do I know the answers are correct?
Every question passes an automated accuracy gate that checks correctness and alignment with the current exam outline before it ships. Questions that fail the gate are not published, and the bank is updated when outlines change.
Is Statewise affiliated with a state insurance department or testing vendor?
No. Statewise is an independent study tool. It is not affiliated with, endorsed by, or accredited by the Texas Department of Insurance, the Florida Department of Financial Services, the California Department of Insurance, Pearson VUE, PSI, or any state agency. It is not a pre-licensing education provider.
Does it cover my exam code (2-15, 2-20)?
Yes. Florida 2-15 maps to the Life & Health bank and 2-20 maps to the Property & Casualty bank. Each bank is built and verified explicitly for that state and line combination, not mapped from a generic national set.
How is this different from a national practice site?
National sites typically maintain one question dump and attach state labels to it. Statewise builds one verified bank per state, pinned to that state's current exam outline - so the statutes and rules questions are actually about your state, not a generic blend.